Unlock capital access, protect your personal credit, and scale your business with a strategic business credit profile
Freedom Formation provides credit education only. We are NOT a Credit Repair Organization (CRO). All dispute letters are generated by you and sent by you. Results vary based on individual circumstances.
Separate your business from personal finances and unlock growth opportunities
Keep business expenses completely separate from your personal credit profile. Protect your personal FICO score while building strong business credit with D&B, Experian Business, and Equifax Business.
Business credit profiles can access significantly higher limits than personal credit. Unlock $50K-$150K+ in business credit lines with strategic Paydex score optimization and trade vendor relationships.
Strong business credit profiles increase business valuation and acquisition value. Build a sellable asset that demonstrates financial credibility to investors, partners, and potential acquirers.
See how we've helped businesses build strong credit profiles
“Within 4 months, we built a Paydex score of 85 and accessed $120K in business credit lines. The ROI has been incredible for our expansion.”
“Freedom Formation made business credit building simple and stress-free. Our D&B profile went from non-existent to strong in just 90 days.”
“Finally separated my business from personal finances. Secured $75K in vendor credit without touching my personal credit score.”
Comprehensive credit building with expert guidance
A proven 4-step process for strong business credit
Review current D&B, Experian, and Equifax business credit reports. Identify opportunities and create baseline metrics.
Create custom plan for building Paydex score, establishing trade vendor accounts, and optimizing credit profiles.
Guide you to strategic Net-30 vendor accounts that report to business credit bureaus. Build payment history.
Track Paydex scores, optimize payment timing, and strategically increase credit limits for maximum growth.
See if you qualify for our business credit programs
Not sure if this is right for you? Talk to our team
Everything you need to know about business credit building
Business credit is tied to your EIN and business entity, not your SSN. It's calculated separately by agencies like Dun & Bradstreet (Paydex score), Experian Business, and Equifax Business. This separation protects your personal credit and allows you to access larger credit lines based on business performance.
Still have questions? Contact our team
Explore our complementary services for maximum results
Leverage your business credit to access 0% APR funding and working capital for growth.
Learn MoreNeed an entity to build business credit? We handle LLC formation and EIN registration.
Learn MoreOptimize your personal credit alongside business credit for maximum funding access.
Learn MoreJoin 500+ business owners who separated business from personal credit and unlocked growth capital
Limited consultation spots available this month
Join 500+ business owners who transformed their credit profile