Your LLC is 2 years old – what now? How to maximize its financial and growth potential

Your LLC is not a mailbox – but a valuable asset

Many digital nomads set up a US LLC to invoice in USD, use Stripe, or bill internationally. But after the initial setup, often... nothing happens.

There's enormous potential in an older LLC —especially if it's two years old or older . The keyword here is business line of credit.

In this article you will learn:

• Why an “aged” LLC is extremely valuable for financing like BLOCS
• Which fintechs, banks and card providers reward your company's age and activity
• How to strategically use your LLC for growth, credit lines, and scaling – without personal residence in the US

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🧠 Why the age of your LLC matters – especially for Fintechs & Funding

In the US business world, "company age" is a real trust factor. Companies two years or more in operation are often considered:

• more stable
• creditworthy
• systemically relevant for banks and fintechs

Some advantages:

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💳 Financing solutions like BLOCS: How to use your LLC correctly

What is BLOCS?

BLOCS is a US fintech for revenue-based financing —meaning financing based on your cash flow, not your creditworthiness. Ideal for LLCs with Stripe, Shopify, or PayPal revenue.

🔍 Requirements for BLOCS & similar products:

• At least 6–12 months of sales history
• Stripe or Shopify Connect
• Ideally LLC older than 12–24 months
• No US residency required (!)

🎯 Use Case:
You're using your 2-year-old Wyoming LLC and have $8,000 in monthly revenue through Stripe. BLOCS, for example, offers you $15,000 in growth capital with repayment via revenue share.

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📈 Other options that work better with a “mature” LLC

1. Credit lines & cards with real limits

• Ramp, Brex, Mercury IO : Higher limits for active, older LLCs
• Amex Business Cards (via ITIN or Global Transfer)
• Capital on Tap (for EU-based nomad setup)

2. Stripe Capital / PayPal Working Capital

• Only with history – >12 months business = better conditions
• No personal credit check
• Automatic repayment from sales

3. Accounting + Banking Ready for Investors

• 2 years = due diligence capable
• Possibility for Delaware flip or equity structure
• Investor Relations via Carta, AngelList, etc.

💡 Tip: Use Mercury or Relay Bank with accounting tools like QuickBooks or Xero to make your LLC investor-friendly.

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🧳 Why this is particularly exciting for nomads and entrepreneurs

Problem:

Many nomads set up an LLC, but use it only as a Stripe shell. No funding, no business credit, no scaling.

Solution:

Once your LLC is 24+ months old, you have a massive advantage over new founders:

• You can apply for financing – even without US citizenship
• You have “seasoning” = track record for banks and tools
• You are immediately “serious” on many platforms – no sandbox, no limits

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🧩 Checklist: Is your LLC ready for scaling & financing?

Ask	Check
Is your LLC active for 12–24+ months?	✅
Do you have a US business bank account?	✅
Sales via Stripe, PayPal or Shopify?	✅
Accounting with bank reconciliation available?	✅
US address & EIN available?	✅
ITIN (optional for credit cards)?	✅

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📍 Conclusion: Your 2-year-old LLC is worth more than you think

Many people see the LLC as just a mandatory structure – but it is your ticket to real financial scaling.
With 24 months of history, you have access to tools, limits, and financing solutions that are not available to new founders.

👉 So if you have an LLC that is more than 1-2 years old, now is the right time to take action.

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✅ Call to action

🚀 Want to know how to use your existing LLC for funding, credit cards, and scaling?

Get our free PDF:
“LLC from Year 2 – Financing Strategies for Nomads & Remote CEOs”

Including:

• Tool & Fintech comparison (BLOCS, Ramp, Mercury, Amex etc.)
• Step-by-step to a credit line without an SSN
• Bonus: Template for Stripe pitch deck for fintechs

📩 Download now and finally get your US business up and running!